Frequently asked questions

How do you get your pawned item back?
You pay back the cash and charges and present us with your pawn receipt. If you lose it then you should tell us as you may have to sign a statement to say you have lost it — and you may be required to go to a solicitor to sign an oath.

What happens if you don't buy-back or renew?
If you dont buy-back the items or renew the agreement then Regency Pawnbrokers can sell the item.

How long do you get to pay back the money?
You dont have to pay back anything until the end of the term, which is usually 28 days, although we may be prepared to renew this period.

How much do Regency Pawnbrokers charge?
As well as repaying the cash you will be charged an arrangement fee and holding fee. The buy-back agreement states exactly what you will have to pay.

How much will you pay?
You won't necessarily get the full resale value of the item you are pawning. The amount we will give you is based on a percentage of the object's value, usually around two thirds of the estimated trade value.

What kind of things can you pawn?
We will offer our buy-back service against any fine jewellery,gold diamonds watches etc. We will value and agree a price before any agreements are made.

How does the buy-back work?
It's a fast and easy way to raise cash, an alternative to a conventional loan. You leave something valuable with us as a security for the cash. You then get the item back when you pay the cash back, plus holding fee and any charges. The items remain yours to buy-back within 28 days and are kept safe until you reclaim them. You will sign a purchase agreement and be given a pawn receipt, which you will need to reclaim your item

What if I can't buy-back within the 28 days?
Come in before the end of the 28 day period and we can re-new the agreement for a further 28 days, subject to agreed holding fee and any charge.

Who can use Regency Pawnbrokers?
Anyone with something valuable to leave as security. Unlike most loans by banks and financial institutions, we don't check your credit rating or references. You are given the cash based purely on the value of the item.